• Will I Lose All of My Assets if I File for Chapter 7 Bankruptcy?

      Many people who look into Chapter 7 bankruptcy as a way to eliminate their debts are immediately concerned that they will lose all of their assets if they file. This concern is understandable, due to the fact that filing for Chapter 7 involves the liquidation of all of a person’s nonexempt assets in order to pay off creditors.

      www.kcarplaw.com- 25 readers -
    • How Can I Avoid Probate?

      One of the main functions of the probate court is to distribute assets of a person who has passed away. Unfortunately, the probate process can be time–consuming and expensive. The proceedings in probate court are a matter of public record, compromising the privacy of the deceased. With some planning, you can avoid probate altogether and save your family the time, expense and ha ...

      www.kcarplaw.com- 23 readers -
    • Buying Your Dream Home? Why You Should Call an Attorney

      The vast majority of residential home purchases are relatively simple transactions that involve boilerplate forms. As such, they are usually handled by real estate agents and brokers alone without the involvement of attorneys. However, there are several reasons why you might want to think about hiring an attorney to represent you when buying a house.

      www.kcarplaw.com- 22 readers -
  • Will Bankruptcy Ruin My Credit?

    There are many pros and cons to filing for bankruptcy. One of the most common concerns debtors have is the impact bankruptcy will have on their future credit score. Many consumers assume that filing bankruptcy will simply ruin their credit entirely and make it impossible to ever borrow again. This is not necessarily the case.

    www.kcarplaw.com- 14 readers -
  • What Will Happen to My House and Car If I File for Bankruptcy?

    There are many things to consider when you are deciding whether to file bankruptcy. One of the most important is what will become of your house and car when you file. In a Chapter 7 bankruptcy, the debtor asks the court to discharge debts because he or she does not have the income to pay these debts.

    www.kcarplaw.com- 11 readers -
  • The Simple Way to Apply for Veterans Benefits

    Applying for Veterans Burial Benefits is simple if you know the right person. On every veteran form there is a “Respondent’s Burden” and the time listed to complete the form. Poor choice of words if you ask me, the word Veteran and the word Burden does not belong together. Choose a funeral home, a funeral director that has the time and the desire to help every Vet get every ...

    www.kcarplaw.com- 11 readers -
  • Will Considerations When You Have Minor Children

    While no adult is ever too young to draft a last will and testament, many people decide to do so when they have minor children they want to protect. There are different issues to consider when you are writing your will with your minor children in mind, and the following are only some examples of such considerations.

    www.kcarplaw.com- 14 readers -
  • Is a Sweetheart Trust Right for You and Your Spouse?

    As part of a comprehensive estate plan, many people opt to form a trust to which they transfer ownership of their property and assets. However, there are many types of trusts you can form under Missouri trust laws, and the type of trust that is right for you will depend on many factors. Such factors may include: Your familial situation The nature of your estate The age, ...

    www.kcarplaw.com- 12 readers -
  • Bankruptcy Options for Small Businesses

    Starting a small business is a challenging and often rewarding process. However, reports have indicated that 80 percent of small businesses end up closing their doors within 18 months of starting operations. This means that no matter how hard you aim for successful entrepreneurship, you may have to say goodbye to a business venture.

    www.kcarplaw.com- 9 readers -
  • Why Would an Employer Protest My Unemployment Claim, and What Can I Do about It?

    Under Missouri law, when you lose your job through no fault of your own or you leave a job for good cause, you are often entitled to unemployment benefits. This program is funded in part by taxes imposed on employers in the state, whose tax is based on their “experience rate,” which is partially determined by the number of claims made by former employees.

    www.kcarplaw.com- 13 readers -
  • Starting a Business While Receiving Unemployment

    In this day and age, more and more people are choosing to start their own business ventures rather than work for someone else. If you are suddenly laid off from your job and have a good business idea, you may be considering a try at self-employment. While self-employment can be very rewarding and lucrative, it can take time to get a new business off the ground.

    www.kcarplaw.com- 11 readers -
  • When Is Chapter 13 Bankruptcy Right for Me?

    When some people think about bankruptcy, they immediately consider bankruptcy cases filed under Chapter 7 of the United States Bankruptcy Code. While it is true that most cases are Chapter 7, a significant number of cases are filed under Chapter 13 each year. Chapter 13 cases are handled quite differently than Chapter 7 cases, as Chapter 13 cases require that a petitioner make ...

    www.kcarplaw.com- 17 readers -
  • The Duties of a Successor Trustee

    When you form a living trust, you will be able to serve as the trustee and manage your property and assets in the trust. However, once you pass away, someone else will need to take over these duties in accordance with your instructions. When you are choosing someone to act as your successor trustee, you should carefully consider all of the duties that will be involved and that ...

    www.kcarplaw.com- 12 readers -
  • Is it Time to Update Your Will?

    When many people take the step to draft and execute a last will and testament, it can be all too easy to think the job is done and forget about the document. However, there are many circumstances under which you should definitely revisit your will and amend any terms as necessary. The following are only some situations in which you should always consider possible updates to your will.

    www.kcarplaw.com- 14 readers -
  • Understanding and Avoiding Unemployment Fraud

    Unemployment fraud is a serious issue and both state and federal authorities aggressive investigate potential cases of fraud. According to a 2013 report published in USA Today, a study conducted by the St. Louis Federal Reserve concluded that approximately $3.3 billion were paid out in fraudulent unemployment benefits.

    www.kcarplaw.com- 9 readers -
  • The Estate Planning Toolbox — Part 2

    In Part 1 of this article, we discussed three important estate planning tools: wills, trusts, and joint tenancy and beneficiary deeds. In this section, we will examine three additional tools that can be used to design a comprehensive and effective estate plan that protects your best interests. Durable Power of Attorney While wills and trusts become most effective after you have ...

    www.kcarplaw.com- 17 readers -
  • The Estate Planning Toolbox – Part 1

    Estate planning is the area of law that seeks to ensure that a person’s assets are protected and are transferred to the person or party that a person intends after he or she passes away. Perhaps the most commonly known tool used in estate planning is a last will and testament, often referred to simply as a will.

    www.kcarplaw.com- 12 readers -
  • Two Ways an Unemployment Attorney Can Help You With Your Claim

    If you are like most people, you depend on regular paychecks in order to pay your rent or mortgage, buy food, and cover other expenses associated with day-to-day life. As a result, the sudden loss of your job can be terrifying and leave you scrambling to find an alternative source of income. Fortunately, if you have lost your job through no fault of your own, there is a good c ...

    www.kcarplaw.com- 11 readers -
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